Pet Insurance for Dogs & Cats
One accident could
cost you thousands.
One accident could cost you thousands.
One accident could cost you thousands.
One accident could cost you thousands.
One accident could cost you thousands.
Emergency vet visits average $3,000–$5,000.
Up to 90% Reimbursed
Any Licensed Vet
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Recognized by Pet Experts. Trusted by Pet Parents.
Recognized by Pet Experts. Trusted by Pet Parents.
Best Pet Insurance Companies 2026
Best Pet Insurance Companies 2026
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Why Pet Owners Choose Spot
Why Pet Owners Choose Spot
Why Pet Owners Choose Spot
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Dental Illness Covered
Tooth trauma, fractures, gingivitis, periodontal disease - most competitors
exclude dental entirely.
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24/7 Pet Telehealth Line
Talk to a vet instantly, any time of day. Included free - no appointment, no extra charge.
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Prescription Food & Supplements
If your vet recommends a special diet, Spot reimburses prescription food and supplements.
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Fully Customizable Plan
Choose your annual limit, deductible, and reimbursement rate. Pay only for what you need.
Dental Illness Covered
Tooth trauma, fractures, gingivitis, periodontal disease - most competitors
exclude dental entirely.
24/7 Pet Telehealth Line
Talk to a vet instantly, any time of day. Included free - no appointment, no extra charge.
Prescription Food & Supplements
If your vet recommends a special diet, Spot reimburses prescription food and supplements.
Fully Customizable Plan
Choose your annual limit, deductible, and reimbursement rate. Pay only for what you need.
What Pet Parents Are Saying
What Pet Parents Are Saying
What Pet Parents Are Saying
“My dog needed emergency surgery -
$4,200 bill. Spot reimbursed $3,780 within 8 days. I genuinely cried with relief."
“My dog needed emergency surgery - $4,200 bill. Spot reimbursed $3,780 within 8 days. I genuinely cried with relief."
Barbara L.
Dallas, TX
"My kitty was diagnosed with cancer. Spot covered chemo, specialist visits, everything. No hassle at all. Worth every penny."
Michelle M.
Tampa, FL
"Super easy to file a claim. Got reimbursed quickly. Customer service is amazing. I tell every pet owner about Spot."
Leann G.
Phoenix, AZ
Ready To Protect Your Pet?
Ready To Protect Your Pet?
Ready To Protect Your Pet?
Ready To Protect Your Pet?
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Plans from $13/mo. Get your custom quote in under 60 seconds. No commitment, no spam.
Plans from $13/mo. Get your custom quote in under 60 seconds. No commitment, no spam.
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Expert-curated deals & rankings. No spam.
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OurTopListings
Expert-curated deals & rankings. No spam.
Copyright ©2026 OurTopListings. All rights reserved.